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信用卡

xìn yòng kǎ

HSK 3

Meaning

  • credit card

Definition

一种由银行或金融机构发行的，持卡人可在信用额度内透支消费，并在规定期限内还款的支付卡。

A payment card issued by banks or financial institutions that allows cardholders to borrow funds within a credit limit for purchases and repay them within a specified period.

Usage

用于描述个人或企业进行非现金支付、信用消费的工具，常涉及申请、使用、还款、额度管理等方面。

Used to describe a tool for non-cash payment and credit consumption by individuals or businesses, involving application, usage, repayment, and credit limit management.

Examples

  • 1 我刷信用卡买了一件新衣服，下个月再还钱。 (I swiped my credit card to buy a new dress and will pay back next month.)
  • 2 申请信用卡需要提供收入证明和身份信息。 (Applying for a credit card requires proof of income and identity documents.)
  • 3 这张信用卡的积分可以兑换航空里程。 (The points on this credit card can be redeemed for airline miles.)
  • 4 记得按时还信用卡，否则会产生高额利息。 (Remember to pay your credit card on time, otherwise high interest will be charged.)
  • 5 信用卡被盗刷后，我立即联系银行冻结了卡片。 (After my credit card was fraudulently used, I immediately contacted the bank to freeze the card.)

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