利息

lì xī

HSK 6

Meaning

指资金借贷中，借款人支付给贷款人的报酬，通常按本金的一定比例计算。

The compensation paid by a borrower to a lender for the use of money, typically calculated as a percentage of the principal.

常用于金融、银行、投资等语境，表示存款、贷款或债券等产生的额外收益或成本。

Commonly used in finance, banking, and investment contexts to refer to the additional earnings or cost from deposits, loans, or bonds.

1 银行存款可以获得一定的利息收入。（Bank deposits can earn a certain amount of interest income.）
2 贷款买房需要支付银行利息。（Taking out a mortgage to buy a house requires paying interest to the bank.）
3 这家公司发行的债券年利率为5%。（The annual interest rate on the bonds issued by this company is 5%.）
4 信用卡逾期还款会产生高额利息。（Late repayment of credit cards will incur high interest.）
5 央行下调基准利率以刺激经济。（The central bank lowered the benchmark interest rate to stimulate the economy.）

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