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- 贷款
贷款
dài kuǎn
Meaning
- a loan
- to provide a loan (e.g. bank)
- to raise a loan (from e.g. a bank)
Definition
贷款是指银行或其他金融机构按一定利率和必须归还等条件出借货币资金的一种信用活动形式。
A loan is a form of credit activity where banks or other financial institutions lend monetary funds at a certain interest rate and under conditions that require repayment.
Usage
贷款通常用于个人或企业向金融机构借款，用于购房、购车、经营等，需按期偿还本息。
Loans are typically used when individuals or businesses borrow money from financial institutions for purposes such as buying a house, a car, or business operations, and must repay the principal and interest on schedule.
Examples
- 1 他申请了一笔贷款来购买新房。 (He applied for a loan to buy a new house.)
- 2 贷款利率最近有所下降。 (The loan interest rate has dropped recently.)
- 3 这家公司用贷款扩大生产规模。 (The company used a loan to expand its production scale.)
- 4 我们需要按时偿还贷款，避免产生罚息。 (We need to repay the loan on time to avoid penalty interest.)
- 5 银行审核通过了他的贷款申请。 (The bank approved his loan application.)
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